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February 04, 2023

Could notifying the insurer possibly affect the status of my insurance coverage?

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It could.  But, depending on your individual profile, the insurers typically will continue coverage until such time as you are released from the PHP at which point they evaluate your risk relative to practice re-entry.  If your policy is canceled by your insurer, there are plenty of options available from insurers who specialize in non-standard physician liability insurance.  According to John Miller at Sterling Risk Advisors, “There is a vibrant marketplace in Georgia of insurers willing to assume the risk of physicians in transition.  It is rare that a physician in our state does not have a viable option to continue coverage during or post-PHP participation.”

This FAQ is not legal advice and should not be construed as such. When in doubt, you should consult an attorney.

 

Posted 9 years ago
#28
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